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Our investment process begins with you in mind

How We Select Investments

We seek to build portfolios that help you meet our clients' goals as efficiently as possible. We do this in two ways:

1 Following tried and true principles

  • Agree to an appropriate level of overall risk
  • Keep taxes and fees low
  • Diversify
  • Manage for the long-term (avoid chasing fads and the latest hot stock)

2 Make improvements when possible by following a rigorous process that adapts to market conditions

  • Though markets are mostly efficient, on occasion they do deviate from their long-term fundamentals
  • We seek to exploit these opportunities in our portfolios
  • Using our consistent framework, we are able to segment performance across key drivers and clearly demonstrate the impact of portfolio decisions

Ongoing Portfolio Management

We seek to add value in ongoing management by focusing on things we can control:

Tax minimization

  • Asset location process
  • Tax exempt vs. taxable bond decisions
  • Tax-loss-harvesting, tax-gains-harvesting
  • Cash flows and cost lot management

Integrating with broader goals

  • Ongoing rebalancing
  • Completion portfolios
  • Legacy & outside position monitoring

Summary of Our Fees

Our fees are:

  • Disclosed in advance
  • Competitively priced
  • Computed and billed quarterly
  • Only billed after the work is done

We offer flexible billing options based on our clients’ unique needs:

AUM Based

Most Common

Total Net Worth Based

Least Common

Standard AUM Fee Schedule:

Fee Structure

  • Up to $1 million
  • $1 million to $5 million
  • $5 million to $10 million
  • Over $10 million


  • 1.0%
  • 0.9%
  • 0.7%
  • 0.5%